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Dan Farmer Mortgage Blog

As you probably know, interest rates have been on the decline over the last several years and the mathematics of refinancing at today's rate makes sence for a lot of borrowers.

But the decision to refinance your home loan isn't just a question of rates, points, closing costs and loan programs. Refinancing can affect other aspects of your financial picture - positively and negatively - including your liquidity, taxes and overall debt and investment strategy.

I have experience in helping clients make smart choices when selecting a loan program, regardless of whether it is a refinance or a purchase transaction. My overall goal is to help you integrate the mortgage you select into your long and short-term investment strategies and your payment equity objectives.

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